We've Got You Covered

All CreditStacks cardholders enjoy the below benefits at no extra cost.

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Mastercard ID Theft Protection™ provided by CSID®

Our Identity Theft Resolution Services help you detect and stamp out identity fraud while eliminating out-of-pocket expenses. With the Mastercard Identity Theft Alerts®, a no-fee service offered by CreditStacks Mastercard, you are alerted if your personal information is flagged as being at risk. Visit our website to learn more about Mastercard Identity Theft Alerts or call 1-800-MASTERCARD (627-8372).

Benefits are subject to limitations in coverage; please reference the Guide to Benefits

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Extended Warranty (One Year)

Extended Warranty doubles the original manufacturer's warranty and store brand/purchased warranty, where each is 12 months or less, for a total of up to 24 months. Coverage is for eligible items purchased with your CreditStacks Mastercard. For more information about the coverage you may be eligible to receive, call 1-800-MASTERCARD (627-8372). To file a claim online, go to mycardbenefits.com.

Benefits are subject to limitations in coverage; please reference the Guide to Benefits.

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Satisfaction Guarantee

In the event the cardholder is dissatisfied with a purchase, purchases made entirely with your CreditStacks Mastercard may be protected for sixty days from the date of purchase for a full refund. For more information about the coverage you may be eligible to receive, call 1-800-MASTERCARD (627-8372). To file a claim online, go to mycardbenefits.com.

Benefits are subject to limitations in coverage; please reference the Guide to Benefits

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Price Protection

Should you find a lower price for an eligible new item within 60 days from the date of purchase using your CreditStacks Mastercard, you may be reimbursed for the price difference. For more information about the coverage you may be eligible to receive, call 1-800-MASTERCARD (627-8372). To file a claim online, go to mycardbenefits.com.

Benefits are subject to limitations in coverage; please reference the Guide to Benefits.

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Purchase Assurance

Purchase Assurance ensures cardholders for 90 days post theft, damage, or loss of purchases made with your CreditStacks Mastercard. For more information about the coverage, you may be eligible to receive, call 1-800-MASTERCARD (627-8372). To file a claim online, go to mycardbenefits.com.

Benefits are subject to limitations in coverage; please reference the Guide to Benefits.

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Zero Liability

Enjoy peace of mind knowing you are always protected against fraud with your CreditStacks Mastercard. CreditStacks won't hold you responsible for unauthorized transactions. As a Mastercard cardholder, Zero Liability applies to your purchases made online, in-store, over the phone, via mobile devices, and ATM transactions. As a cardholder, you will not be held responsible for unauthorized transactions if:

  1. You have used reasonable care in protecting your card from loss or theft; and
  2. You promptly reported loss or theft to your financial institution. If you believe there has been unauthorized use of your account and you meet the conditions above, rest easy knowing you have the protection of Mastercard’s Zero Liability promise. If you have questions regarding Zero Liability coverage or you suspect unauthorized use of your card, please contact CreditStacks immediately.